You want to be a home owner, just like everyone else. It has to be your very own home that you will share with your family and loved ones. And who wouldn’t want something like that? There is just something about owning your own home that makes it very special. Perhaps, it is the sense of ownership that you can derive from living in a home that you can really call your own. What‘s more, there’s a sense of accomplishment and completeness that cannot be matched by anything else.
It must be noted, however, that becoming a homeowner is not that easy or simple. Every homeowner wannabe like yourself needs to have a clear understanding of that fact. The process that you need to understand and go through is a little complicated.
You need to acknowledge that to get the best home for you and your family, you need to overcome some tough challenges. Several things have to be considered before you could make any kind of decision about it. Perhaps one of the first and most important considerations that you need to make is to be clear about what you really want from your home. You and your family need to be able to define what the word home truly means for you.
Your Housing Options
As far as options go, there are several that are open to you. The following are some of the most common choices that you and your family could make your selection from – condominium, duplex, multiplex, single family residence, mobile homes, etc.
From those several choices, there are two that really stand out and those are the condominium and the single family residence. That is not to say that the other options that have been mentioned are not good, but just that those two are the most common selections.
The ultimate decision that you and other homeowners would eventually make, is going to be based on you and your family’s personal choices. Your own personal preference, as well as that of your family members, would surely come into play and be considerable factors.
While the eventual decision is up to the individual tastes and preferences, the pros and cons need to be viewed. Indeed, each advantage and disadvantage that each option offers has to be weighed and examined.
Your usual conception of a home – and others, presumably – is that of a single family residence. It is the kind of home that is perfectly fit for a single family and is not connected to any other similar structure and confined to a lot.
Differences Between Single Family Residences and Condominiums
Of course, there are certain differences when it comes to single family residences and condominiums. The difference lies primarily in how it is structured, as a condominium is a multi-unit structure that usually looks like an apartment complex. A condominium usually has several levels or floors with common areas used by the unit owners.
A unit owner actually owns their unit and can use the areas within the condominium that are used by everyone else. The areas open for use by every unit owner are the following: elevators, pools, roofs, pathways, and others.
Closeness to Others
The design of condominiums means that there are several units contained within a single structure or building. This allows multiple unit owners to occupy the units within the condominiums. And due to the way that condominiums are designed, you and your family would no doubt have to live very close to others. It means that unit owners are only walls apart from each other.
On the other hand, those who dwell in single family residences are able to enjoy the experience of living in an entirely separate home. You only live with your family and there is a separation from your neighbors. For people who do not relish the thought and feel of living closely with other people, this is an ideal choice.
If you want to talk about the advantages of living close to others as presented by condominiums, those who are sociable would certainly relish it. People who love meeting new people and who like to be very close to their next door neighbors, would certainly thrive in the situation that’s offered by the condominiums.
Disadvantages of a Condominium
However, there are also cons of this situation. If you are the type of a person who is not so sociable then the situation would surely be less ideal for you. And it could also be dependent on the type of neighbors that you and your family would have, because if your neighbors are the type who would be bothersome then the situation would be a bad one.
For single family residences, the space issue is certainly going to be solved. You wouldn’t need to worry about having too little distance from your neighbors anymore, since there is at least adequate space between you. When it comes to the exact measurement of the space between you and your neighbors, it is usually variable.
Pros of a Single Family Residence
For the pros of living in single family residences, there are lesser worries about your neighbors. Whether your neighbors would prove to be good or bad ones, you would no longer have to worry about it if you live in a single family residence. You wouldn’t need to think about what you do or say and worry if your neighbors could actually hear or see it.
With the disadvantages that come with living in a single family residence, the foremost thing that comes to mind is the lesser chance of building meaningful relationships. This is because of the fact that there is simply too much distance between you and your neighbors, making it difficult to build a relationship.
Being a Member of an Association
Both condominiums and some single family residences are usually involved in homeowner associations. However, there are only selected single family residences that are involved, as most do not belong to any type of association.
The most obvious and important advantage of belonging in a homeowners association, is that there is a specific governing organization that would help in solving any conflicts and settling any differences. And there is also a body that would take care of the maintenance of common areas used by the home owners.
When it comes to the disadvantages of belonging to a homeowners association, there are several. One of the most obvious is the fact that there are regular fees that need to be paid on a regular basis – annual or monthly. Additional fees might be charged by the association for maintenance and other repairs that would be made.
Of course, there are also the various rules and regulations that are put in effect by the specific homeowners associations that people belong to. Those rules and regulations could cover a wide variety of issues and concerns, and each home owner or unit owner needs to be aware of them so as not to encounter any problems with the association.
Do you really need tips before Christmas time arrives? You can handle the order placement easily by making it early in advance. Follow the latest trends that your family might be into but most importantly go for something more personal than a cash wad or another doll collection unless these are great options in your eyes.
Difficulties with Christmas Present Choices
The starting point is how much you believe you should spend and your capacity. Perhaps a family vacation is a much better idea to opt for, although it might be overly costly for some. Are you buying at the last moment’s notice? Than you may make less than desirable choice and make an accidental selection that won’t satisfy anyone. What you should go for is to consider another person’s preferences at all times, instead of pressing for an answer directly, though the latter is a preferable way if you are feeling somewhat lost amidst the variety of ideas presented. Best ask for a few ideas that might be on the person’s mind and take your pick.
Wrong Christmas Ideas
Making the right choice is one thing, and for some this might not be even any ink spilled, but the information gleaned from various sources on the items returned to shops after Christmas time and exchanged, plus the Christmas Day disappointment with the presents, especially in the case of kids and mothers-in-law is telling us something else. It is a unique night when we all to feel unique and special also by making unique and special presents for our dear ones, and the failure to deliver as parents or children is met with an indifferent nod or even a tantrum. While we may be prompt to dismiss the reaction, let us have a look at ourselves and the way we react stupidly, taken aback by something less than perfect. If we are perfection driven, we may be found difficult to please, and that would show even through the body language. Oohs and aahs are what we are looking for when unwrapping the papers and waiting for our families to do the same.
Cash Strapped Budget?
Unfortunately, we may be tempted to go for a debt to please the family members the way we wish. That does not have to be the greatest choice ever made, though, as it is going to haunt you for many months to come if you take a misstep. It is simply not worth it. If you crave a happy holiday season why ruin it with a debt eg. any personal loans that will backfire in the longer run.
Start saving early in advance to make at least a small cash pool for emergencies and extra ocassions which could save your skin later on. Then see what you can afford.
In most cases you might simply not make it on time to be able to utter anything. If you were to prepare the last will, apart from allocating the means and assets amongst your closest ones, what would you say in your farewell?
A Written Thank You Speech
Start off by saying what you are grateful for, the people you have met who have made difference in your life unless they are gone by the time you become the ghost yourself. Or curse those people who made your life worse by not showing up. Just keep it quick-witted and sutiably dry with a tinge of dark humor to keep your edgy listeners on tenterhooks while they wait with bated breath and not sore butts to find out how much they can claim. Or demand the unfunny list to read over your funeral, never minding the despair of your closest ones. Chances are you would not be heard after all you cannot really demand that much now that you are gone.
Express your sentiments and a wish you could be alive for a longer time, but since you cannot, toast to the great times you have had and wish everyone to have a happy parting.
For the Speech Recipients
Spur the people on to come up with poignant ideas for a final farewell, but do not expect them to come forward with the ideas that might be seen as improper by your family members. Also remember that you may only expect those people who you have had great relations with and a numer of those who deem it the right step to accompany your departure. Those can go unnoticed and you could even address it in your last will outlining the reasons or not, but think of your family that would have to face your quirky last words and follow them to the letter.
Do Not Take It Too Far
Departing from this world in high spirits is one way to ensure you are looking boldly towards your destination, but do not make it too hard for your other family members that choose to accompany you. That moment calls for delicacy and tact and if you have never been particularly known for either, now it is not the time to play that silly game any time soon. You take care of your own business, that is you let death take care of you, and the rest should be silence, disrupted, if you wish, by the black humor examples in your will. If you have nothing to share, say something that will linger in their memory and not something that will repulse them greatly. Show your brightest colors after you close your eyes for good.
You have never been much of a reader, admit it. Dealing with a written word is indeed repulsive and akin to dealing with a trampled bird on the road. The print is typically too fine and the concepts are overly elaborated for you to be and the time constraints too great to take trouble to have a look at what some of the finest writers have produced to date. Ocassionally you recall some tidbits from the set books you were required to flip through, but just through the first 15 pages, and some morsels stuck in your memory like sore thumbs. You mostly use literature to wipe the forehead off sweat you produce by hitting the gym or to sneer at.
The Curse of the Brainy Type
You are quite a brainy type but what you love is what you produce and that is mostly the money so you make other people bleed and sweat for you, no matter what their background. You need no literature to reflect on your conscience as you simply believe that each man is reponsible for themselves. Or you have never been partial to the literary world, as it was so disengaging when presented in the classroom, so you rightly believe you were never given a proper chance to enjoy the written word just as you might if you had not been pressed too much, perhaps gently guided.
You explain you work so hard that you are barely capable of finding any time for yourself or your family. Plus you prefer to read a chapter for your kid but lack the energy to do the research yourself. In essence, you satisfy your appetite with a number of headlines each day and that’s it.
Dirty Reading Pleasures
In fact, no one is totally immune to the allure of the written world, as shown by the examples of worldwide fame. The pleasures of reading worldwide bestsellers that tug at hearts of anyone, even those well read individuals, are an inexplicable secret to many. It is akin to watching your favorite cartoon that cannot beat any famous children’s book but it comes and goes like a snap of your fingers.
What then is the only saving grace? Apart from the internet’s shortened versions of articles which should not run into more than 1000 words as the attention span of an average reader is not sufficient enough to handle that much of a burden, you are left with haiku poetry and reading silly jokes online. Who said attention spans are so short? Perhaps by viewing how much people spend online in general, the general tendency is to feature a larger amount of pictures that accompany the fluff. In the end, it is the readers who dictate the way the reading market is shaped and the laziness takes over. It is no pleasure reading off the internet for hours and we prefer to crack a smile at a pictorial joke or two.
While it is not a hard and fast rule guide for everyone those are the ways that took my time and ran away never to return. There are thousands of ways to spend your time effectively but some of them are complete wasters.
Watching Hollywood Junk
Admit it, you love it, just like crunching the greasy dripping crackers, and a vomity sweet smell of Coke, which you place on both sides of you, to feel like the next best thing. While it is the matter of the famous line: each to his own, if you seen one PG 13 custom made special effects filled scene, you have seen it all, and that includes even the Hobbit. Sorry Holywood, you should do much better. When you sometimes get to watch the re-runs of older H. Productions, you get this feeling that goes over you and you rub your eyes as if reawaken from the deep sleep. It simply means that you have grown up enough to put an X on H. thrash. Think back how much time you spent watching it and the time would run into whole years. It is the time you can never claim back.
Thousands of them during your life, cited to be an indispensable ingredient for a rebellious teen and then a young adult. A complete waste of time and health, in my view, even if your proneness to losing temper is known worldwide. Wasted energy that could be channeled into something larger than you and better. If you have had way too many pointless quarrels up your sleeve, there is nothing to be proud of. You continue doing so and snapping at any cockroach that comes your way? Gosh, get in touch with your mental health doc to check up on your unhappy childhood beginnings. Unearth the yucky and deal with the dirt. Learn to relax above all. You are not going to be here for much long.
Net Surfing Idiocy
While it is better than TV, it is nevertheless a time eater that cannot be redeemed in any way. Too much internet is actually mindless rubble of ideas you need as badly as you need someone to tell you how to live your life. Really?? Who cares about the upcoming episode of the net thrash piece on the royal family? This is just a bunch of people who happen to be nice and bright and born the right way. But to claim the top viewing spot just because someone’s pregnant? Well my cousin is too and the other one is expecting to deliver a giant octopus some day soon. Does that even count? Human curiosity is insatiable, but kindly be advised to limit OMG! to a peek if you can.
The only person that can ruin your sense of well being is you. No matter what the other people could be saying to you, the final feeling of exhaustion and disappointment is dependent on you and you only. There is no easy recipe for the life’s misery and any obstacles along the way are a normal part and package of every day dealings. What you should do is to run an inventory of how you are affected by the things you do or say on a daily basis. Taken together, they create a toxic pool that drains your energy levels and puts off other people around tired by the neverending spurts of negativity coming from you. Those blaming the world for any perceived problems need to deal with themselves first thing in the morning of the new day. That warrants some internal peace of mind but could be hard work if you are one of those people who prefer to deal with the life demands through complaining instead of taking the life by the horns.
It Takes Some Character
You need to be a person of enough character to be capable of making a change, but perhaps, it is that very character that is poisoning your life or in other words you poison yourself. Extracting the poison that flows through your veins is not an easy task, it is a lifelong operation that requires patience and some loving attitude towards yourself, but sometimes you have to start from point zero in order to make at least that one step forward like a blind person whose life is dependent on the very eyesight that you do not happen to have. Do not mix up the personality with the character, though, the person’s core does not change so easily and is made up of beliefs and faulty misconceptions that we all harbour to some extent. The poisonous plant people have become poison everything around, spreading it in burst of hatred against the world that has hurt them so deeply and demanding the revenge that brings no satisfaction, no thirst quenched. Nothing can make up for the losses, for tears cried, for those lonely nights when the whole world was partying and you were the one left out. Nothing can beat those feelings of revenge when you feel satiated for a little while but then the feeling subsides revealing nothing but more wreckage, more rusty remains marooned on the shore. What is left for you is to pick up the pieces, and rearrange things slowly, one at a time, starting from scratch, where you take care of yourself lovingly and with enough care. Once you see the suffering in so many people’s eyes, you will come to an understanding that those who are suffering and making you suffer, do so because they have taken some wrong turns in their lives. But most importantly they cannot really hurt you, as the only power you might have is to hurt yourself the most.
The brain’s health, just like the whole of your body, is easily compromised if you do not watch out for the duo. With millions of people put on Prozac and similar antidepressants, it is hardly surprising the society at large is affected and the costs of maintaining health are immense and throttling to the budget. The billion dollar industry is on the other hand doing nicely, prescribing pills to teens and kids alike as replacement parenting. However, from a sociological point of view, we are witnessing a number of major shifts in the society’s structure, a deepening chasm between the middle class and the upper and the lower layers, numbers of jobs available being further cut down, a looser type of a partnership model, in which men are struggling to stand somehow on their both feet despite, ironically enough, being in the majority across companies’ boards. Even those who are at the top have the feeling of chasing their own tale, further being lost amidst the chaotic reality.
What Is Your Problem?
The old dependent patterns are long gone, but before any new schemas re-emerge to give people a sense of belonging and ensure their well being, the old recipes for increasing one’s good mood have not changed, ranging from drugs and alcohol to walking a dog. The lack of stability, however, is further undermined by those feelings of helplessness that are borne out by our fears springing out of the psyche. In short, emotionally and psychologically and sociologically speaking, we are enduring much stress, but also add plenty of fuel to fire, thus provoking an easy burnout. High powered executives and upstarts strive for more and more money, believing the power and high intelligence will fill in their lives with meaning, but they find out to be in the wrong, ultimately. Children are born into this world only to be presented with more challenges then ever, with no guarantee whatsoever that they could carve out a happy life for themselves. They could also buy the notion that some certain rules can make your life enjoyable and worth living. Being a good citizen, washing your socks every morning, producing or reproducing, these are just some of the cheap ideas that are thrown around to help calm the conscience to a large degree.
Taking Proper Care
In those circumstances those who tend to neglect their bodies and minds through drug and other substance abuse escape the grim reality by activating the pleasure receptors in the brain. But what can really help you out and your brain establish something which you could see as foundations for living? To keep a healthy mind in a healthy body? While you have no control over external events that are bound to happen anyway you do have some control over yourself. But the key is not to push yourself too hard and keep begging for more, rather, moderation is key to the secret of the life. What of the pain and suffering involved? There is no answer to that, only silence remains.